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Claims data and benchmarking insights, account management support and professional training, plus valuable resources available in your Homebuilder Portal – it’s all at your fingertips. Contact us with questions you may have about this complete guide to the Alberta New Home warranty—and when you’re ready to move to a new home. We’ll sell your current property and help you purchase your next one.
The builder registry is an online source of information to search for Alberta's licensed residential builders. Reputable Alberta builders most likely build or sell new homes insured by the ANHWP. The earlier mentioned alternative warranty providers are all well-respected. None, however, have the reach and familiarity of the larger ANHWP. Alberta’s New Home Buyer Protection Act states that a home warranty must cover all new homes built in the province.
IS YOUR home warranty CLAIM DENIED?
1 Year – The items included in the one year portion of the warranty revolve around cosmetic issues, such as defects in the flooring, paint or trim. Normally these types of defects will be noticed and repaired prior to move-in but if a problem arises with any of these finishes, then the homeowner can contact the builder to get it fixed. Builders with applications in process or not approved for a licence will not appear on the builder registry. The provider is responsible for coordinating with the builder to correct the problem. They may very well ask you to provide additional information to settle the claim.
This means all building permits for new home construction applied for after February 1, 2014, need to meet the requirements of theNew Home Buyer Protection Act. Builders can purchase an additional 2 years of building envelope protection. The builder would then pass this optional coverage along to the buyer. It just makes sense that a new home needs a good home warranty to preserve it. Alberta’s new home warranty program checks the status of builders and requires them to provide homeowners with warranties that are long-lasting and effective.
Your new home warranty policy
It enables users to view the status of warranty coverage for a home, the name of the warranty provider, and the commencement date of warranty coverage. The builder registry is an online source of information about Alberta’s residential builders. Consumers can find information here to help to inform their selection for a residential builder. Owner builders with a valid owner builder authorization do not need a builder licence or warranty coverage for the new home identified in the authorization. The New Home Buyer Protection Act requires builders to provide home warranty coverage on all new residential homes, including condominiums, manufactured homes and recreational properties.
The one exception is if you plan on renovating 75% or more of the home. In this case, the property is considered brand new construction and needs insurance. Under the New Home Buyer Protection Act, owner-builders can apply for what’s called an owner-builder authorization. New residential properties must have mandatory coverage in Alberta for a minimum of anywhere between one and ten years depending on the type of defect. Under the Alberta New Home Buyer Protection Act, a new home warranty stays attached to the home, not the owner.
Residential Protection Program
The warranty ensures that any problems which might arise after a home’s construction will be taken care of and put right by your builder. It raises the quality of construction throughout the industry and makes sure that you’ll be enjoying your home as much years from now as the day you moved in. Working with a reputable new home builder, like Broadview Homes, means that you won’t ever need it but it is there to give you peace of mind. Changes to the Alberta New Home Warranty in February 2014 means that every new home built in Alberta is covered. This is good news for anyone looking to build a house in Calgary or anywhere in Alberta.
However, the warranty covers a homeowner for two years to ensure trouble-free performance. We introduced Canada to the concept and importance of new home warranty in 1974, and our experience is recognized and trusted across the industry. Buying a home is one of the biggest investments consumers make. The Residential Protection Program administers the New Home Buyer Protection Act including mandatory new home warranty and builder licensing requirements. These program components increase the standard of construction in Alberta; improve consumer protection and recourse options; and increase builder accountability. Builders are responsible for making sure the home is enrolled with a warranty provider and that the warranty coverage meets legislated requirements.
What the act protects:
Our proven expertise and 40-year history makes us an influential collaborator with government and industry associations on issues affecting homebuilders and new home buyers. We are proud of the quality and integrity of the homes our members build. As the well-known leader in home warranty products, homebuyers have confidence in the integrity of our brand. The stringent criteria for gaining Program membership is well worth the countless benefits we offer to help your company rise to the top.
The coverage limits are based on the average cost of rebuilding a home. This includes the structure but does not include other costs such as land, contents or landscaping. A new home warranty is attached to the home, not the owner of the home, and remains in effect upon the re-sale of the home until the coverage expires.
Read the memorandum on active building permit applications from the Registrar, November 2017. There may be other licence requirements for renovators, such as a municipal business licence or a prepaid contracting licence. Builders whose licences have been suspended or cancelled will appear in the registry with a licence status of suspended or cancelled. Files in process or not yet approved will not appear in the registry.
Offer training programs and certifications to Canada’s residential builders through its training branch, the Professional Home Builders Institute. Builders must also offer homeowners the option of adding two years to their home’s envelope warranty for coverage lasting a full seven years. Alberta property builders are required to provide coverage for problems with a new home’s envelope for five years. The NHBPA identifies the “envelope” as the group of elements that separate the home from the outside environment . Our high standards for Builder and Renovator membership mean you can rest assured you’re working with a reputable company. However, if the unexpected happens and you should require warranty support, we’ll keep the lines of communication open between you and your builder.
Take note of any conditions, exclusions, expiry dates, or claim reporting cut-off dates. Double check whether or not the conversion meets the renovation threshold of the act and, if it does, secure warranty coverage. Warranty protection may or may not cover damage caused by a move. Best to double-check with your insurance provider before booking the moving truck. Issued by the Alberta Public Registrar, an owner-builder authorization gives a builder the right to construct a property without a builder licence.
If a dispute occurs between a homeowner and their warranty provider regarding a claim, there are a few options to resolve the dispute. The building envelope is the shell of the home, including the roof and walls. It is the separation between the interior and exterior environments of a building, which protects the indoor environment and facilitates climate control. Our Technical Experts are here to support and work alongside your team to elevate construction practices and quality.
What are the legislated must-haves for new home warranty coverage in Alberta? If you interview a builder that doesn’t offer third-party coverage, you can cross them off your list of potentials. The act shields a property with building permits placed on or after this date. The New Home Warranty Insurance Canada Corporation , an independent warranty provider, backs and insurers ANHWP’s policies. With over 400 builder members, the ANHWP partners with Alberta’s top homebuilders to improve industry standards throughout the province. Since 1974, they’ve been the home warranty leader in Western Canada.
The ANHWP serves Alberta homeowners and the most well-respected home builders in the province. If for some unusual reason a builder defaults, the buyer’s deposit will be refunded up to one-fifth of the one-family house’s sales price or $100,000 at the most. Once again, this coverage is optional, and the Province of Alberta does not require builders to include this insurance in their new home warranties. Your warranty provider will assess your claims and work with your builder to resolve any warrantable defects. TheNew Home Buyer Protection Actprohibits someone from selling or offering to sell a new home without warranty coverage if the building permits were issued on or after February 1, 2014.
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